Home Loan
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| Purpose | : |
» Purchase/Construction of House/Banglow » Repairs of Flat/row House/Banglow |
| Loan Amount | : |
» 1) @ 85% of the estimated amount for purchase » 2) @ 75% of the estimated amount for repairing |
| Guarantor | : | » Two (Creditworthy Guarantor's) |
| Membership | : | » Yes, @ 2.5 % of Loan Amount share holding |
| Margin | : |
» 15% Purchase Cost » 25% Repairing Cost |
| Security | : | » Registered Mortgage of the said Property » Additional Collateral Security (if required) |
| Documents | : | » Search & Title Report / Property Documents » Purchase Deed / D/A, P/A, N/A Order of Builder » Commencement Certificate » Sanctioned Plan Copy (True copy) » Builder / Society NOC » Estimate (in case of construction) » Original copy of Agreement to Sale » Latest Income Proof of Applicant & Guarantor’s, search title, valuation • In case of Businessman- Last three I T returns with audited Financial Statement. Bank Track Record last year • In case of Salary Earner – Last three months Salary Certificate and one years Salary a/c statement. » ID & RD Proof's documents of Applicant & Guarantor's » Aadhar Card » PAN Card |
| Pre-closure | : | » No Pre-closure Charges |
| Loan Processing Fee | : | » As Applicable (Service Charges) |