Consumer Loan
Consumer Loan
| Consumer / Goods / Furniture / Machinery | : |
» TV / LCD / Music System » Fridge / Washing Machine » Micro Owen » Furniture Item » Consumer Durable Goods |
| Loan Amount | : |
» 75 % Of Quotation » Maximum amount Rs. 5.00 lakhs |
| Guarantor | : | » Two (Creditworthy Guarantor’s) |
| Membership | : | » Upto Rs.1.00 Lakh Nominal Membership Above Rs.1.00 Lakh 2.5% Shares |
| Period | : | » Min. 36 months, Max. 60 months |
| Loaning | : | » Immediate Loan Sanction |
| Security | : | » Goods Purchased |
| Documents | : | » Quotation » Latest Income Proof of Applicant & Guarantor's • In case of Businessman- Last three I T returns with audited Financial Statement. Bank Track Record last year • In case of Salary Earner – Last three months Salary Certificate and six months Salary a/c statement. » ID & RD Proof's documents of Applicant & Guarantor's » Aadhar Card » PAN Card » Bank Track Record » Borrower's residential proof |
| Pre-closure | : | » No Pre-closure Charges |
| Loan Processing Fee | : | » As Applicable (Service Charges) |