:: Gold Loan Scheme ::

 
 

 

 
 

Pavana Gold Loan Scheme

 


 

Gold : Gold jewelry (Hallmark Preferred)
Gold Ornaments
Loan Amount : 70 % of Gold Value, or Rs. 5.00 lacks which is lower
Rate of Interest : @ 13 %
Guarantor : N / A
Membership : @ 2.5 % of Loan Amount if loan amount > Rs. 1.00 lack
Nominal Membership if loan amount < or = Rs. 1.00 Lack
Loaning : Immediate Loan Sanction
Repayments : Max. period 12 months only
Security :
 
Gold Jewelry
Valuation : Net Weight Approved By Jewelers
Gold Value = Net weight x Market Rate
70 % of Gold Value as a loan amount
Pre-closure : No Pre-closure Charges
Loan Processing Fee : As per Loan Amount.
Up to Rs 5.00 Lacks @ 0.60%
EMI :

Up to Rs.1.00 Lack Bullet Repayment Scheme
Above Rs.1.00 Lack
EMI – Monthly