Q1 What is the minimum balance that I need to
maintain in the Savings Account?
You need to maintain an Average Balance of Rs 500/- in
the Savings Account.
Q2 What is the rate of interest applicable on the
Interest @ 4% pa is applicable on the Savings Account.
Q3 When is interest credited to the Savings
Interest on your Savings Account will be calculated and
credited every financial year quarter i.e. on the
of June, September, December and March.
Q4 When will I receive my account statement?
You will receive your account statement the month
following every month
Q5 Do I have to pay for the Cheque-book, ATM
Card, SMS Banking.
Yes you have to pay for only cheque book charges as per
bank’s service charges
Q8 What is the withdrawal limit on my ATM Card?
You can withdraw up to Rs 15,000 per day from your ATM
services that are available through ATMs, / CDMs,
SMS Banking : This facility is available
across all mobile service providers. The following
features are available
through SMS Banking:
Details of last transactions
Cheque payment status